A benediction is a sincere, earnest wish for all who hear it to receive by faith. Paul's New Testament letters are filled with benedictions of grace because he understood the reality, necessity, and wonder of God's grace. Grace is the undeserved favor of God, lavished upon us and available because of Christs's sacrificial death on the cross. "Grace to you" refers to our salvation apart from our own works. "Grace with you" refers to our ability to access God's grace in our lives each day.